CSA Changes

Last week, the Canadian Securities Administrators released an update on a consultation paper regarding the usage of embedded fees for Mutual Funds. CSA has decided on three main proposals: 1. Ban on deferred sales charges (DSC)*, including low-load options; 2. Ban on trailer commissions for … Read more about CSA Changes

Life Insurance Changes

New law will impact insurance tax benefits in 2017 After decades without any changes to the life insurance law, the government will be implementing new legislation to ensure the laws are more in line to today’s world. Changes to Life Insurance MTAR (Tax) Line The conclusion states that we … Read more about Life Insurance Changes